Business services
Explore our services
FNB Coweta has been a trusted partner with many area businesses since 1903. We offer a variety of business solutions no matter what industry your business serves. Contact one of our new account representatives to find out more about our business checking and savings accounts, money market accounts, and other needs you may have to grow your commercial capabilities. We look forward to visiting with you to learn how we may best serve you!
Setting Up a Business Checking Account
Opening up a business checking account at FNB Coweta is quick and easy. One of our new account representatives will assist you and guide you through the application process.
Debit Card / ATM Card
When you open your checking account with FNB Coweta you can request a Debit Card/ATM Card which you can use to make purchases at stores and withdraw cash from ATMs, anywhere that VISA is accepted. The amount of your withdrawal or purchase will be taken directly from your checking account. It’s as easy as that!
Now and Super Now Accounts
Designed for sole proprietorships and qualifying non-profit organizations, Now Accounts and Super Now accounts offer even greater earning power for your business. Each account allows you up to 40 withdrawals per month with no service charge plus interest which accrues daily as long as you maintain the appropriate minimum daily balance for each account type.
Put your available money to work for your business through a passbook savings account. You will earn interest quarterly and may withdraw needed funds up to three times a quarter without any charge (additional withdrawals are only $1.00 each).
Passbook Savings
Minimum to Open: $250.00
· Available to individuals and corporations.
· Interest is paid quarterly.
· Withdrawals may be made at anytime. However, if there are over three (3) withdrawals per quarterly period, an excessive withdrawal fee will be charged – $1.00 for each withdrawal after the third.
If you are looking for an account to put your personal or business funds to work for you, then try our Insured Money Market Account. You will earn interest on your deposits and still have the assurance that your funds are liquid. You can make up to six withdrawals per month.
Insured Money Market Account
Minimum to Open: $2,500.00
Monthly Service Charges:
–Balance above $2,500: $0.00
–Balance below $2,500: $11.00
Account Features:
· Interest is accrued for each day during which the balance equals or exceeds $500, based on FNB Coweta’s variable IMMA Prime Rate.
· For balances falling below $2,500 minimum, interest rate will drop to FNB’s variable Now Prime Rate.
· Transfers are limited to six (6) with only three (3) per month by check.