Checking Account
Explore our services
Opening up a checking account or savings account at FNB Coweta is quick and easy. One of our new account representatives will assist you and guide you through the application process
Steps to Switching to FNB Coweta
Step 1: Set up your new account with FNB Coweta.
— Stop by our Main Bank location at 106 S. Broadway in Coweta and one of our friendly and knowledgeable New Account Representatives will provide you with an account application
Step 2: Gather information from your old account
— Make a list of bill payment items that you want to transfer to your new FNB Coweta account.
— Make a list of automatic payments, withdrawals, and direct deposits that you want to transfer to your new FNB Coweta account.
Step 3: Contact individuals or businesses
— Contact all vendors, individuals, or businesses identified from your old account and provide new account details.
Step 4: Stop using your old account
— Let your checks clear, then destroy any unused checks, deposit slips, and ATM/debit cards from your old account.
Step 5: Close your old account
— Balance your old account to make sure you don’t have any pending debits or credits. Then mail an Account Closure Letter to your previous financial institution, or you may call them.
Welcome to FNB Coweta! We look forward to serving you.
Minimum to Open: $1,000.00
Monthly Service Charges:
- –Balance at or above $1,000: $0.00
- –Balance between $500-$999: $6.00
- –Balance below $500: $9.00
Account Features:
· Includes overdraft privilege service.
· Interest is accrued each day during which the balance equals or exceeds $500, based on the FNB Coweta’s variable Now Prime Rate.
· Withdrawals based on 40 debits per month, $0.20 each after the 40th.
Minimum to Open: $2,500.00
Monthly Service Charges:
- – Balance at or above $2,500.00: $0.00
- – Balance below $2,500.00: $11.00
Account Features:
· Includes overdraft privilege service.
· Interest is accrued each day during which the balance equals or exceeds $500.00.
· For balances at or exceeding $2,500.00, interest will accrue at FNB Coweta’s Super Now Prime Rate.
· For balances falling below the $2,500.00 minimum balance, interest rate will drop to FNB Coweta’s Now Prime Rate.
· Withdrawals based on 40 debits per month, $0.20 each after the 40th.
It’s really free! Free from service charges and minimum balance requirements. You get unlimited check writing with no excess check fees. Plus, your initial check order is free.
FREE Checking Account:
Minimum to Open: $50.00
Account Features:
· Includes overdraft privilege service.
· No monthly service charge.
· No minimum balance requirement.
· Unlimited checking.
· No check images are provided.
· Regular bank charges still apply.
Minimum to Open : $250.00
Monthly Service Charges
-
- – Balance at or above $750: $8.00
– Balance below $750: $10.00
Account Features:
· You receive a $10,000, accidental death insurance policy, including dismemberment coverage. Applies to two individuals on the account ($5,000 for each person).
· You get Buyers Advantage-includes purchase replacement and extended warranty, there are some exceptions.
· Free bank stock checks (or $2 discount on any other check order).
· Unlimited checking (write as many checks per month as you wish).
· No fee for money orders.
· Discounts on gift cards.
· Check cashing service.
· Free notary service.
· Free IRA setup.
· Includes overdraft privilege.
Minimum to Open: $250.00
Monthly Service Charges:
—Balance at or above $500: $0.00
—Balance at $400 to $499: $5.50
—Balance at $300 to $399: $6.50
—Balance below $300: $7.50
Account Features:
· Includes overdraft privilege service.
· Unlimited checking.
· Includes images of check with statements.
· Withdrawals based on 40 debits per month, $0.20 each after the 40th.